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If you are like most women today, one of your main problems is how to save money on everything from groceries to birthday presents. Millions of families are living paycheck to paycheck, and chances are if you aren’t one of them, you know someone who is. There are dozens of ways you can help cut expenses and live within a tighter budget, without compromising the quality of your life. Try adding just a few news money saving ideas a week. Save money at home, and you might even find enough left over to finally start that savings plan we all wish we had now! Save Money on Groceries • Make one day a week your food prep day. Create a menu for the week and use it to prep lunch foods for the kids, purchase the right ingredients for dinners... Read more »

Therefore we feel it necessary to continue to proclaim to all the people especially pairs couple to learn about each other all their finances. We strongly believe that everyone has views on money that is different because the husband or wife grew up in a different environment. Failure to discuss the matter in the money in the family can potentially cause problems. Many people feel that to discuss family finances. However, according to sparing us, this fact should be discussed. Of this been thinking, what with the financial problems in the family will be sustained finish everything? Or can be a snow ball that hold up? Small problems can become big if not solved, and solved wisely. Therefore, in the case of family financial is needed for a pattern... Read more »

The price of oil rose again. The reason, is negative, because the government does not bear a strong fuel subsidy. Perhaps the word you. No…. Do not trigger anger first. Steps the government had done this to reduce the fuel subsidy funds. Explained here. If you buy oil for the price of Rp 4.500 But the price is actually higher than that. So far the government pay difference is price. Hence, each of you fill petrol for your car or motorcycle, part of the government be paid. This would worsen the government. So in order to decrease the amount of subsidy, there must be price increase gas. The note I is not here to defend the government, lo. On the one hand, I can feel the pain you feel now. But on the other hand, I can understand what the... Read more »

It’s Friday and you just got paid! After sending off that last check to pay for necessities; food, car payment, rent, etc., you have $100 left. What should you do with it? Save it or pay down debt? It’s hard to give a one size fits all answer to that question. Everyone’s individual situations, goals and needs are different and questions need to be answered. First, what kind of debt do you have- mortgage loan, student loans, credit cards? Are you planning to make some large purchases such as a house or car? What are your investment goals/needs? For the next few weeks we will focus on ideas to get your savings, debt, and investing plan in order. First, who’s getting the most return on your savings account? It’s hard,... Read more »

I know many people hate the thought of being put on a budget, but it really should not be that way. Why? Well if you correctly setup and keep track of your budget it will help you, at a minimum, keep track of where your hard earned money is going. Most of the time people are amazed at how much money they are spending and where the bulk of their money is being spent. Well let’s get down to brass tacks on how to setup your budget. The first thing you want to do is to setup a spreadsheet either on your computer or on paper. You will want to create categories for Income and expenses. For Example: Monthly Income: Read more »  Read More →